Retirement isn't what it used to be. Instead of what traditionally has been a period of leisure and little else, retirement has evolved into something quite different: a period of rebirth, a time for trying out a new career, exploring untried interests, creating a start-up business, undertaking courses, working as a volunteer, Board positions and spending the kids inheritence.

Enjoying and maximising this new style of retirement successfully requires intensive planning - a self-anaylsis of needs and interests that most people have never before contemplated.